How It Works

The Captive Insurance Process

Captive insurance is a specialized risk management strategy where an organization establishes its own insurance company to cover specific risks. This approach provides greater control, cost efficiency, and flexibility compared to traditional insurance markets.

Step 1: Assessment

We evaluate your organization's risk profile, loss history, and financial capacity to determine if captive insurance is appropriate for your situation.

Step 2: Structure Design

Working with tax advisors and regulatory specialists, we design a captive structure that optimizes tax efficiency, regulatory compliance, and risk management.

Step 3: Formation & Licensing

We manage the incorporation process, regulatory filings, and licensing requirements to ensure your captive is properly established and compliant.

Step 4: Operations & Management

Your captive operates with professional management, claims handling, and ongoing regulatory oversight to protect your interests and ensure stability.